Flux.
The Lab Products Writing Map Work with us →
The Lab Products AI Lab Writing Map Contact
The lab notebook

Writing.

We write the argument before we build the product. These are the arguments.

Working Papers registry · Glossary · Cite all (BibTeX)

all (33) culture (1) civic (15) wash (2) finance (1) health (1) ai (12)
Feb 2026 · 7 min
4Why Africa Needs Stablecoin Rails Before It Needs a Digital Currency
The debate over CBDCs is a distraction. What Africa needs, now, is stablecoin-native payment rails that route around the 7% tax the legacy system levies on every transfer.
Flux.

A research & technology lab
Nairobi, Kenya

The technology exists. It just hasn't
been built for Africa's institutions yet.

The Lab Products AI Lab Writing Map Contact
© 2026 Flux. Built in Nairobi.kkimtai@gmail.com